Refinance
Refinancing can be a daunting task. How do you know what loan program to choose in this changing market? How do you know what company to choose? With over 25 years of experience we have learned a few tricks along the way. We intently listen to your financial goals. We implant ourselves into your situation and provide sound and solid plans for success. Whether this is your first refinance or refinance number 25, there is no better place to gain knowledge and an expert opinion on what your next steps should be.
Steps in the Refinance Process
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Home Loan Application
Your application is everything. During this process we take time to get to know each other. It is the information we will be representing to the lender so they can approve your loan. We will ask a series of questions so we can identify the strengths of your file. We want to ensure completeness. This way when we are submitted to the lender we already know what is needed for a speedy closing!
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Consultation
There are many factors to a refinance than simply rate and closing costs. During the loan application process we took the time to hear all of your needs. When the Brown Mortgage Team has the opportunity to earn someone's business we don't take it lightly. Based on our application we take this new knowledge and go to work. We look for the right loan program and terms to make sure all of your financial goals are met.
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Brown Mortgage finds the best lender for you
Finding the right loan program may sound simple, but honestly it is not. Depending on your goals, you need a professional you can trust. After we have researched our 200 plus different lenders, it’s time to present our findings. Brown Mortgage Group provides three different options to every client we have the opportunity to work with. We discuss these options in depth and based on our discussion it’s time to start our loan.
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Loan Submission
Once all has been discussed and the right loan program has been chosen, its time to submit your loan to the Lender. At this time you sit back and watch the magic happen. We will contact you with daily updates. We are working on your file and want to make sure we keep you in the loop every step of the way! With our detailed submission process, nothing has gone unnoticed. This way we can have a smooth and fast closing!
